by Troy | Nov 30, 2024 | insurance
Key Points By securing long-term care insurance early, you can save up to 30% on premiums compared to purchasing it later in life. Early planning ensures financial security, protecting your savings and assets from unexpected care costs. With long-term care insurance,...
by Perl | Nov 27, 2024 | insurance
Annuities are a common financial tool used in retirement planning. They offer a consistent stream of income, which can be especially useful during retirement. However, not all annuities are the same. The two most common types are fixed and variable annuities. Each has...
by Perl | Nov 26, 2024 | insurance
Annuities are a common financial tool used in retirement planning. They offer a consistent stream of income, which can be especially useful during retirement. However, not all annuities are the same. The two most common types are fixed and variable annuities. Each has...
by Perl | Nov 26, 2024 | insurance
Quick Summary Long-term care insurance (LTCI) is designed to cover the costs of extended medical and personal care. The increasing long-term care costs make LTCI a crucial part of financial planning. Without LTCI, the financial burden of long-term care can deplete...
by Content Specialist | Aug 8, 2024 | insurance
Key Takeaways Original Medicare covers hospital and medical services but lacks additional benefits like vision and dental. Medicare Advantage (Part C) offers extra benefits and often includes prescription drug coverage. Medigap policies help cover out-of-pocket costs...
by Perl | Aug 2, 2024 | insurance
Main Points Medicare consists of four primary components: A, B, C, and D, each of which covers different types of healthcare services. Medicare Part A provides coverage for inpatient hospital stays, skilled nursing facility care, hospice care, and certain types of...