Medicare Supplement Insurance helps fill “gaps” in Original Medicare and is sold by private companies. Original Medicare pays for much, but not all, of the cost for covered health care services and supplies. A Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, such as, copayments, coinsurance and deductibles. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits. Call today for help in finding the correct supplemental insurance for your situation.
You might think that Medicare is enough for you. However, since Medicare doesn’t cover everything, you could end up with high healthcare costs. Medicare supplement plans are there to protect your financial prospects and your healthcare needs.
For example, based on the plan you choose, you can have coverage for coinsurance, hospital costs, copayments, nursing care, deductibles, and travel emergencies. A Medicare supplement plan can be a boon when the unexpected happens, so don’t underestimate its value.
Since you have many types of Medicare healthcare supplement plans to choose from, speak with an expert at Best Access Insurance and consider factors like budget, overall coverage, and coverage percentages.
For example, Plan A can provide coverage for Medicare Part B coinsurance at 100%, while Plan L covers 75%. Or perhaps you think you might need nursing facility care coinsurance. Many plans cover this at 100%, while some do at 50% or 75% or not at all.
The choice is up to you. Our qualified agents can help you determine what Medicare supplement plan is best for your situation.
Generally, a Medicare supplement plan won’t provide coverage for vision or dental services. Also, while Medicare supplement plans help with some nursing care, they might not pay for private-duty nursing or long-term nursing care.
Medicare supplement plans can provide a lot of great coverage, but make sure to do your research to choose the best one for you. To get started, call us at (805) 650-9411 or contact us online. We will be happy to meet with you and go over every aspect of our available Medicare supplement plans in Los Angeles County, CA. We look forward to helping you soon!